I was hit - and injured - by a driver who doesn't have any insurance. Who will cover my bills?

A: If you are a passenger or pedestrian injured in an auto accident in New York,  you might be able to collect medical and other benefits from your household automobile insurance company under the uninsured motorist benefits.  If you do not have household coverage, you may be entitled to benefits form the Motor Vehicle Accident Indemnification Corporation.  This process has strict timelines and, as with filing for any type of uninsured benefits, can be quite tricky.  Therefore, consult an attorney if you find yourself in this situation.